Financing Your Boat: Everything You Need To Know
Financing Your New or Pre-Owned Boat in Maryland
Buying a new or pre-owned boat should be exciting — not stressful. At Annapolis Boat Sales, your trusted Maryland boat dealer, we make financing simple. Our team guides you through every step so you can focus on what really matters: enjoying life on the water.
Top Boat Brands: Everglades, Key West & Steiger Craft
We proudly offer Everglades, Key West, Steiger Craft, and a great selection of pre-owned boats for every kind of boater. Whether you’re fishing, cruising, or spending the day with family, we’ll help you find the perfect fit and get you out on the water with confidence.
Meet Beth — Your Boat Financing Expert
Our financing specialist, Beth, has over a decade of experience helping Maryland boaters secure the right financing for their dream boat. Whether it’s your first boat or an upgrade, Beth works one-on-one with you to find competitive rates and flexible terms that fit your budget. She makes the process easy, personal, and stress-free from start to finish.
Boat Financing FAQs
Q: Can I finance a pre-owned boat?
Absolutely! We offer financing for both new and pre-owned boats. Our team will help you find the best rates available for your specific purchase.
Q: How long can I finance my boat for?
Boat loans typically range from 5 to 20 years, depending on the loan amount and the lender’s terms.
Q: Can I finance upgrades or add-ons?
Yes! Many buyers choose to include electronics, trolling motors, or additional accessories in their financing package.
Q: How long does the approval process take?
With our in-house support, approvals are often completed within a day or two once all paperwork is submitted.
Family-Owned. Community-Focused.
As a family-owned Maryland boat dealer, we take pride in treating our customers like family. From sales and financing to delivery, service, and seasonal care, our team is here to support you every step of the way. At Annapolis Boat Sales, we’re more than just a dealership we’re your partners in making the most of your time on the water.